On June 3, 2026, AMLA opened the public consultation on its guidelines on ongoing monitoring of the business relationship, which closed on September 3, 2026. The final text is expected by the fourth quarter of 2026 and will become the operational reference for Article 26 of Regulation (EU) 2024\/1624 (AMLR), applicable from July 10, 2027. That document contains a passage that directly affects anyone using technology in anti-money laundering controls: the outputs produced by automated systems must be explainable and verifiable, and responsibility for the decision remains with the obliged entity.<\/p>\n\n\n\n
That is why false positives stop being a matter of internal efficiency and become a supervisory issue.<\/p>\n\n\n\n
A false positive is an alert that looks relevant but is not: a namesake of a sanctioned party, a different transliteration of the same name, a similar company name, a threshold set too conservatively. The typical causes are almost always the same: incomplete identity data, rigid matching criteria, monitoring scenarios built on the entire portfolio instead of by risk segment.<\/p>\n\n\n\n
The obvious cost is the team\u2019s time. The real risk lies elsewhere: when the volume of noise exceeds processing capacity, the alerts that really matter get closed late or superficially. A structural backlog in alert handling is not an operational inconvenience, it is an inspection finding.<\/p>\n\n\n\n
The draft guidelines take a cross-sector approach, applicable to both financial and non-financial entities, and make clear that proportionality does not mean lower standards: manual or semi-automated processes remain acceptable for less complex organizations, provided they are effective in practice. On automation, the guidance is clear-cut:<\/p>\n\n\n\n
In other words: you can automate, and in many contexts you should. What you cannot do is be unable to explain why an alert was closed.<\/p>\n\n\n\n
Reducing false positives in AML screening does not mean raising thresholds until the alerts disappear. It means giving the matching engine more information and better criteria to decide.<\/p>\n\n\n\n
With Monitus<\/a>, screening against sanctions lists, PEP lists and adverse media works with disambiguation on identity attributes and thresholds that can be calibrated by segment, so the team sees less noise and more real cases. Every outcome is recorded with the source, date and rationale for the decision, which is exactly the documentation required when an inspection comes. For list screening specifically, Sanction Screening<\/a> covers EU, OFAC, UN and UK lists with continuous updates. If your concern is the quality of reputational risk sources, we covered the topic in depth in our article on adverse media screening<\/a>.<\/p>\n\n\n\n Want to find out how much noise your screening produces today and where to act? Talk to our team<\/a>: we turn compliance into a strategic advantage, not a backlog to clear.<\/p>\n\n\n\n This article is for informational purposes only and does not constitute legal or compliance advice. For more on the consultation text, see the official AMLA page<\/a> and Regulation (EU) 2024\/1624<\/a>.<\/em><\/p>","protected":false},"excerpt":{"rendered":" AMLA guidance on ongoing monitoring calls for explainable outputs: how to reduce false positives in AML screening without losing control.<\/p>","protected":false},"author":1,"featured_media":4816,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"Ridurre i falsi positivi non basta pi\u00f9. Adesso bisogna anche saper spiegare perch\u00e9 un alert \u00e8 stato chiuso.\n\nIl 3 settembre 2026 si \u00e8 chiusa la consultazione AMLA sugli orientamenti in materia di monitoraggio continuo del rapporto continuativo. Il testo definitivo \u00e8 atteso entro il quarto trimestre 2026 e diventer\u00e0 il riferimento pratico per l'articolo 26 dell'AMLR, applicabile dal 10 luglio 2027.\n\nTre indicazioni che cambiano il modo di lavorare:\n- gli esiti dei sistemi automatizzati e degli strumenti di AI devono essere spiegabili e verificabili;\n- la responsabilit\u00e0 della decisione resta del soggetto obbligato, non dell'algoritmo;\n- le impostazioni predefinite di uno strumento di terze parti non vanno adottate senza validazione.\n\nLa chiusura automatica degli esiti resta possibile, ma con supervisione umana effettiva e non in presenza di indicatori di rischio elevato.\n\nNel nuovo articolo sul blog AegisX spieghiamo da dove nascono davvero i falsi positivi e sei interventi concreti per ridurli senza abbassare il presidio.\n\n#antiriciclaggio #compliance #RegTech #AML #AMLA","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[16],"tags":[18,17,26,28,36],"class_list":["post-4818","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-compliance-aml","tag-amla","tag-antiriciclaggio","tag-regtech","tag-risk-based","tag-screening"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t